Annual fee: $ 0
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American Express and Delta have had a close relationship for many years, and under it they co-brand seven Delta Amex cards including the Blue, Gold, Platinum and Reserve cards (excluding the Blue product) others are both personal as well as a business version).
Right now, six of the seven cards offer limited-time welcome bonuses that may interest many. In this post I wanted to take a closer look at the Blue Card, which is currently the only card that does not offer an increased bonus.
Delta SkyMiles Blue Amex Card Basics for March 2021
In this post, I wanted to take a closer look at the Delta Amex card, which is probably the least talked about Delta SkyMiles Blue American Express Card. This is Delta’s newest credit card and might be tempting to many as there is no annual fee (rates and fees).
Is this the right card for someone who loves avoiding annual fees or are you missing out on too much value?
Delta Blue Amex Welcome Bonus: 10K SkyMiles
The Blue Delta SkyMiles Amex offers A welcome bonus of 10,000 SkyMiles bonus after spending $ 500 within the first three months of your card membership.
The bonuses on all other Delta Amex cards are significantly higher, which is no surprise as cards with annual fees often have better bonuses than cards with no annual fees.
Redeem your SkyMiles to travel Virgin Atlantic Upper Class
The welcome bonus on the card is “once in a lifetime” so it will not be available to you if you currently own the card or if you have had the card in the past.
Note, however, that you can get any “variant” of the Delta Amex card so you are eligible for that card if you had either the business or personal version of Gold, Platinum or Reserve.
More information on Amex’s general usage restrictions can be found here.
Delta Blue Amex No annual fee
Let me reiterate that the Blue Delta Amex does not have an annual fee. It’s great to see a trend where we’re seeing more airline credit cards with no annual fee as this is a great option for someone who wants a co-branded credit card but doesn’t want to pay an annual fee.
You can also add additional users to the card at no additional charge.
Earn miles with the Blue Delta Amex Card
The Blue Delta SkyMiles Credit Card offers:
- 2x SkyMiles for purchases made directly from Delta, including flights, Delta SkyClub memberships, seat upgrades and more
- 2x SkyMiles in restaurants worldwide
- 1x SkyMiles on all other purchases
You can now use the card to collect bonus points for shopping in restaurants
For a card with no annual fee, it’s nice to see that a card offers a bonus on food. While some bonus categories are better than none, I don’t find the bonuses particularly compelling as there are still better tickets out there for flight and restaurant purchases.
No foreign transaction fees with Delta Blue Amex
There is no doubt that card issuers are offering more cards with no annual fee with no foreign transaction fees, although this is still not the standard.
The Blue Delta Amex has no foreign transaction fees (Rates & Fees), which is fantastic as most Amex cards with no annual fee still have these fees.
Advantages and discounts of the Blue Delta Amex Card
The Delta Blue Amex is a decent card with no annual fee in the sense that it offers 2x miles in restaurants and has no international transaction fees, but what are the benefits on the card? Unsurprisingly, this is one area where the card is lagging behind and where the annual fee cards offer significantly higher value.
Even so, there are a few perks on the card that can prove valuable to the casual Delta flyer.
20% Delta Inflight Savings
If you have the Blue Delta Amex, you can save 20% on Delta flights in the form of credit on eligible pre-purchased meals and on-flight purchases of groceries, alcoholic beverages and audio headsets. Wait 8-12 weeks for the account balance to be posted.
Save on purchases during the flight with the card
Pay with miles
With the Blue Delta Amex you are eligible for the Delta Pay With Miles program. What’s this? This allows Delta Co-branded Amex cards to redeem miles for one cent each for a Delta flight purchase (in increments of 5,000 miles for every $ 50). This isn’t the best deal in the world, although this is a feature only available to those with an authorized card.
Some people find this useful as they can redeem their miles on flights and then still earn elite miles on those flights.
In other words, the 10,000 miles offered as part of the welcome bonus can be redeemed for travel with Delta worth at least $ 100. That’s pretty good for a card with no annual fee.
Pay With Points is a feature that many SkyMiles members appreciate
Access to Amex offers
Amex Offers is a program that offers discounts for purchases from all types of retailers. Getting as many Amex cards as possible is very valuable so that you can receive these offers on multiple cards.
The ideal situation is to have a no annual fee card (like this one) so that you can access these offers without paying an annual fee to get access to that card.
Amex offers can save you hundreds of dollars a year. You can access these offers by logging into your account and scrolling to the bottom of your account summary page.
You can save a lot of money with Amex offers
Free ShopRunner membership
For the Delta Blue Amex you will receive a ShopRunner membership with which you can ship eligible items in a network of over 100 online shops free of charge for two days. All you have to do is sign up for your free membership and then you can take advantage of it.
That’s pretty awesome for a card with no annual fee.
Purchase protection & extended warranty
The Delta Blue Amex offers purchase protection and extended warranty as follows:
- With purchase protection, you are insured for up to 90 days from the date of purchase if you debit your authorized items on your card
- Extended warranty coverage gives you an additional year of the original manufacturer’s warranty if the warranty is five years or less
Either way, you should review your card membership agreement for all terms.
Is the Blue SkyMiles Delta Amex worth it?
A lot of people who like Delta as a brand might be tempted to pick this up Delta Blue Amex – You can earn miles with Delta, there is no annual fee and it has some benefits that could add value (20% discount on in-flight purchases, Amex offers, access to Delta Pay With Miles, etc.).
In general, however, I would not recommend applying for this card directly:
- It is far more valuable to apply for one of the Delta cards with an annual fee, even if you may wish to downgrade to that card
- If you’re looking for a card with no annual fee, there are well-rounded options
Let me address these two points below.
Why you should apply for Delta Gold Amex instead
If you are considering the Delta SkyMiles Blue Amex let me apply for the Delta SkyMiles® Gold American Express card (Review) instead:
- The card has an annual fee of $ 99 (prices and fees) and is waived for the first 12 months. So in the first year you pay the same amount with both cards
- The card offers a 70,000 SkyMiles welcome bonus after spending $ 2,000 within three months
- The card offers great perks like free, priority boarding
You can get the Gold Delta Amex at any time. If you don’t think it’s worth the annual fee, you can downgrade it to the Blue Delta Amex after a year. This would allow you to manage the card account and you would not pay the annual downgrade fee (and you would still get the increased perks and bonus for the first year).
At the very least, it’s really worth trying the Delta Gold Amex to see if you like it and to take advantage of the better bonus. You can then downgrade at a later time if you think it’s not worth it.
Tip: collect Amex points instead of delta miles
If you want to earn Delta SkyMiles by spending credit cards, you should use a card that allows you to earn Amex Membership Rewards points. This is because these points can be transferred to Delta SkyMiles at a 1: 1 ratio and in many cases you can earn points much faster.
My favorite card with no annual fee
If you’re desperate for a no-annual fee card and want to maximize your return on spending, there are plenty of excellent no-annual fee cards to consider.
My favorite is this Citi® Double Cash Card (Review). The card receives 1% cashback when you make a purchase and 1% cashback when you pay for that purchase.
But it gets even better – rewards earned on this card can be converted into ThankYou Points at a 1: 1 ratio, provided you have the card linked to a ThankYou Point like this Citi Premier® map (Review).
That means the card earns two thank you points for every dollar, and I estimate those points to be 1.7 cents each. That equates to a return of 3.4% on daily expenses.
Delta Amex Blue Card Summary
I appreciate American Express and Delta are offering a no annual fee option with the Delta Blue Amex. For someone who is absolutely determined to get a Delta Amex card and not pay an annual fee, this is the best / only option.
The card has no foreign transaction fees, offers 2x miles for dining, and gives you access to Pay With Miles and a 20% discount on in-flight purchases.
For most people, however, I think this is totally worth applying for Delta Gold Amex. The card has a lot more perks and a much better bonus, and you can downgrade the card to Delta Blue Amex at any time after at least a year.
If you would like to learn more about the Blue Delta Amex Card or to apply, follow this link.
The following links will take you to the prices and fees for the American Express cards mentioned. These include: Delta SkyMiles® Blue American Express Card (Rates and Fees) and Delta SkyMiles® Gold American Express Card (Rates and Fees).