Co-branded Hilton Amex cards are currently offering upgraded welcome bonuses that should be seriously considered.
I would argue that it is the most convincing card all around, offering an increased bonus, and arguably one of the best mid-range hotel credit cards in general Hilton honors American Express Surpass® map. With an annual fee of $ 95 (prizes and fees), this card currently not only offers a phenomenal welcome bonus, but also offers perks well worth keeping.
While you can read a full review of the Hilton Surpass Card here, in this post I wanted to share eight reasons you should consider applying. In no particular order:
150,000 Hilton Honors Bonus Points
The Hilton Surpass Card offers a welcome bonus of 150,000 Hilton Honors Points after spending $ 2,000 in three months. I value Hilton Honors points at ~ 0.5 cents each, so this bonus is worth ~ $ 750 to me.
This is an exceptional bonus especially when you consider the reasonable spending requirements and also that this is only one aspect of the bonus.
Redeem your Hilton Honors points at Conrad Bora Bora
$ 150 bank statement balance
In addition to the 150,000 Honors Points, the Hilton Surpass Card Also offers a statement balance of $ 150 after an initial purchase is made within three months. It’s as easy as it sounds – make an eligible purchase (even for a dollar) and get $ 150 in credit.
In other words, that more than covers your annual fee for the first year and brings the total welcome bonus value to $ 900 based on my assessment.
Hilton honors gold status
Arguably the best ongoing benefit of the Hilton Surpass Card is the elite status of the hotel that it offers. Specifically, you will earn Hilton Honors Gold status for as long as you have the card. This is, in my opinion, the most valuable status of a medium-sized hotel as it offers perks like free breakfast and / or access to the Executive Lounge, bonus points, room upgrades and much more.
Upgrade to executive level as a Hilton Honors Gold member
Weekend night certificate with expenses
Not just that is Hilton Surpass Card It’s worth holding onto the benefits, but it’s also worth spending your money on. Spend $ 15,000 on the Hilton Surpass Card in a calendar year and earn a Hilton Weekend Night Award. This can be used to stay at almost any Hilton family hotel in the world, including those that would otherwise retail for 120,000 Honors Points per night.
If you have this card and are able to make these expenses, it is definitely worth it.
Redeem your weekend certificate for a free night at the Waldorf Astoria Los Cabos
10 Priority Pass visits per year
The Hilton Surpass Card offers 10 free Priority Pass visits per year. While this is not a membership that gives you unlimited free lounge visits, the reality is that for most people’s travel patterns, this should cover more than lounge needs. It’s rare to see a card with an annual fee below $ 100 that offers such a lounge perk.
The card gives you 10 Priority Pass visits per year
12x Honor Points for Hilton stays
The Hilton Surpass Card can be a great card for spending at Hilton family homes as you earn 12x Honors Points for every dollar spent. Based on my rating of 0.5 cents per Hilton Honors point, this equates to a 6% return on Hilton Spendings, in addition to the points you typically earn on your stay.
Earn 12x Honors Points for stays at Hilton hotels
6x honor points for gasoline, groceries and food
The Hilton Surpass Card has some of the most well-rounded bonus categories of any hotel credit card. The card offers 6x Honor Points for:
- US restaurant dining, including takeaway and delivery
- Gas at US gas stations
- Groceries in US supermarkets
There aren’t many cards with bonus points for restaurants, gasoline, and groceries, so this card is very well rounded. Ideally, in these categories, you can spend $ 15,000 per year on the card, giving you 90,000 Honors Points plus a certificate for a free weekend night.
You can never underestimate the value of the Amex Offers program which offers savings on purchases from select retailers. The Amex Offers program saves me hundreds of dollars a year, and for many cards alone, the program more than justifies the annual fee I pay. The more Amex cards you have, the more Amex offers you have access to.
Are you looking for a business card instead?
If you had that Hilton Surpass Card and / or just looking for a business card, take note of those Hilton honors American Express business card. There is a lot of overlap between the two cards and you may be eligible for the bonuses and perks of both cards.
A full review of the Hilton Business Card can be found here. A comparison of the Hilton Surpass Card and the Hilton Business Card can be found here.
The Hilton Surpass Card is one of the most useful mid-range hotel credit cards on the market, and it’s especially rounded off as it has a huge welcome bonus, great perks just to have the card, and solid incentives to spend money on the card.
You can earn 150,000 bonus points plus a bank statement balance of $ 150 (this is the best bonus I can remember). You can earn Hilton Honors Gold status as long as you have the card. You can earn valuable certificates for free weekend nights and much more.
If you do not already have the Hilton Surpass Card and are eligible, I highly recommend that you apply.
The following links will take you to the prices and fees for the American Express cards mentioned. These include: Hilton Honors American Express Surpass® Map (prices & fees).