American Express & Delta has a portfolio of co-branded credit cards. In this post, I specifically wanted to talk about why you should consider a Delta Amex Small Business Credit Card.
Delta Amex business card bonuses
Delta Amex cards offer limited-time increased welcome bonuses through April 28, 2021. The three business cards currently offer the following for new members:
Note that you are eligible for the bonuses on each of these cards so you may be able to earn some miles and bank statement credits. As always, the standard Amex card usage restrictions apply.
If you are looking for the best welcome bonus, both are Delta SkyMiles gold business Amex and Delta SkyMiles Platinum Business Amex are roughly comparable, so I would go for one of them – the gold has the benefit of waiving the annual fee for the first year, while the platinum offers 20,000 more miles and an additional $ 50 credit, but also an annual fee of 250 USD.
Delta Amex cards currently offer great welcome bonuses
Reasons to Apply for Delta Amex Business Cards
In this post, I wanted to share five reasons why you should consider one of the above (or more) Delta Amex small business business cards. Some of the points also apply to the personal versions of the cards, while others are specific benefits of applying for a business card.
Let’s go, in no particular order:
Business cards come with credits
While both Delta’s personal and business cards have higher bonuses right now, business card bonuses are better across the board. The business cards allow you to receive $ 50 to $ 200 in credit as part of the welcome bonus, which the personal cards do not.
Delta Amex cards can earn you up to $ 200 in statement credit
Amex business cards do not count towards 5/24
If you are concerned about Chase’s 5/24 rule and are trying to stay below that limit, applying for Amex business cards is a great option. Amex Business Cards do not count as another new account for Chase’s 5/24 limit. Hence, this is a great option when you find yourself in such a situation. It was precisely for this reason that I recently picked up two Amex business cards.
Amex business cards are easy to approve
Many people may be new to small business card applications and may be intimidated by the process. Anecdotally, I think Amex business cards are some of the easiest business cards to approve if you’re concerned.
If you are new to business cards, I always recommend starting with Amex cards. This post provides tips on applying for Amex business cards.
Access the Delta Pay With Miles program
A key benefit of a Delta Amex card is that you can access Pay With Miles, which allows you to redeem SkyMiles for a penny at a time for the cost of a Delta purchase. It’s an easy and consistent way to use your miles on practical travel without having to learn the complexities of frequent flyer programs.
Given the bonuses of 70,000 to 90,000 SkyMiles, that means you should consider at least $ 700 to $ 900 worth of Delta flights on these offers, excluding the credits or other perks.
The Delta Pay With Miles feature can be useful
Valuable discounts for trips with Delta
Delta Amex cards offer a variety of benefits when traveling with Delta that can more than justify the annual fees on the cards:
Access Delta SkyClubs with the Delta Reserve Card
Currently, Delta Amex cards offer limited time increased bonuses. The business cards offer the best bonuses as they offer bank statement credit in addition to miles. If you don’t already have one of the Delta Amex small business business cards, I would seriously encourage you to apply using these offers.
The Delta Pay With Miles feature allows you to redeem SkyMiles for at least one cent each for Delta purchases, which makes the bonuses extremely valuable.
The following links will take you to the prices and fees for the American Express cards mentioned. These include: Delta SkyMiles® Reserve Business American Express Card (Rates and Fees), Delta SkyMiles® Gold Business American Express Card (Rates and Fees), and Delta SkyMiles® Platinum Business American Express Card (Rates and Fees).